Tag:shop=moneylender

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Public-images-osm logo.svg shop = moneylender
Guaranteed Payday Loans-Cash Money Store.jpg
Group: Shops
Used on these elements
may be used on nodesshould not be used on waysmay be used on areasshould not be used on relations
Status: Unspecified


Description

A Wikipedia-16px.png moneylender offers small personal loans at high rates of interest, usually higher rates than the market rate charged on credit cards or on bank overdrafts. A recent trend in English-speaking countries has been for appearance of these establishment on the highstreet, and are these often called Wikipedia-16px.png Payday loan. Establishments often advertise with "Payday Loans", "Cheques Cashed". One chain in the UK, "The Money Shop" has over 500 outlets. Many are also Wikipedia-16px.png pawnbrokers.

Moneylenders are an important source of credit to a category of borrowers who would normally be refused credit by most financial institutions because their income may be at or below the poverty threshold or whose credit score indicates that the borrower might be unable to repay the loan. Because personal loans offered are unsecured and the risk of default by the borrower is high, moneylenders charge an effective interest rate that is in the range anywhere between 100% to 400% APR.

Tagging

The following tags are more popular and may relate to the same category:

See Also