Values of tag
The proposal suggests values of "no", "public", "private" and "unknown".
Most of these values are not very helpful in most countries.
"insurance:health=no" might be useful in the rare instance that a private clinic or facility does not directly accept any form of health insurance for payment, however this is rare.
"insurance:health=public" is not very specific. This might be sufficient in a country where there is only one public, government-administered insurance plan. However, here in Indonesia there are 2 common public insurance plans in my province, so it would be much more useful to use the name of the insurance as the value, eg "insurance:health=BPJS" and "insurance:health=Papua_Sehat". In the USA there is Medicare and various local versions of Medicaid in each state, in addition to hmo-managed Medicare and Medicaid plans.
"insurance:health=private" is even less useful. I don't think this tag is helpful at all, because each private insurance plan is different. Similarly, "insurance:health=unknown" should not be used, because it doesn't provide any information.
This suggests a problem for counties like the USA or Germany where there are dozens or hundreds of health insurance companies with many different health plans, each of which may be accepted by a different list of physicians and health facilities. Would a USA hospital be tagged with a list of 100 different insurance company and plan combinations? This would be hard to manage and maintain by most osm mappers. --Jeisenbe (talk) 05:16, 20 June 2019 (UTC)
The proposal says, "The tag insurance:health=* is used to indicate the type of health insurance accepted at a health facility.", but examples include more than one use of "insurance:health=yes", which I find of limited value; it says that the facility accepts health insurance, but does not state which schemes. --PeterPan99 (talk) 20:05, 11 August 2019 (UTC)