Tag:shop=money_lender
 shop = money_lender
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| Description |
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Shop offering small personal loans at high rates of interest  
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| Rendering in OSM Carto |
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| Group: Shops |
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| See also |
| Status: in use |
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| Tools for this tag |
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| Wikidata |
| Q2893189 |
A 
moneylender offers small personal loans at high rates of interest, usually higher rates than the market rate charged on credit cards or on bank overdrafts. A recent trend in English-speaking countries has been for appearance of these establishment on the highstreet, and are these often called payday loan. Establishments often advertise with "Payday Loans", "Cheques Cashed". One chain in the UK, "The Money Shop" has over 500 outlets. Many are also pawnbrokers.
Moneylenders are lending to people who would normally be refused credit by most financial institutions because their income may be at or below the poverty threshold or whose credit score indicates that the borrower might be unable to repay the loan. Moneylenders charge an effective interest rate that is in the range anywhere between 100% to 400% annual percentage ratio (APR) and higher.
An office=* value is probably better suited for an office that offers larger loans, such as home loans.
How to map
Set a node at the center of the money lender or draw an area along its outline.
Tag it with shop=money_lender.
Tags to use in combination
- name=* (or noname=yes if it has no name)
- Address
- website=*
- opening_hours=*
- wheelchair=*
See Also
Possible Tagging Mistakes
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Automated edits are strongly discouraged unless you really know what you are doing!
Automated edits are strongly discouraged unless you really know what you are doing!
Automated edits are strongly discouraged unless you really know what you are doing!
Automated edits are strongly discouraged unless you really know what you are doing!
Automated edits are strongly discouraged unless you really know what you are doing!